Buy Your First Home or Investment Property with ZERO Deposit + No LMI
Early Career Doctors & Dentists
How is this possible?
In Australia, first home buyers can secure a home loan with no upfront deposit by having a parent as a guarantor. This allows parents to use their property's equity to support your loan, eliminating the need for a deposit or Lenders Mortgage Insurance (LMI). It's a smart, cost-effective way to enter the property market faster!
See how we’ve helped countless medical professionals secure their first home.
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Frequently Asked Questions
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They can still act as guarantors, as long as they have enough equity in their property.
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While there is some financial risk if repayments aren’t made, the guarantee is limited to a portion of their equity—not their entire home.
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Yes, once you’ve paid off a portion of your loan or your property has increased in value, your guarantor’s obligation can be released.
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Guarantor loans typically cover owner-occupied or investment properties, subject to lender conditions.
Ask s anything! Book a Free Assessment & Consultation
Schedule a free consultation to explore your options and see if a guarantor loan is the right fit for you. No pressure, no commitment—just personalised advice tailored to your situation.